Your post is very vague about how it was that a gate closed on your vehicle. Ronald E Franklin (author) from Mechanicsburg, PA on May 29, 2017: If the owner is determined to have not had their animal under appropriate control, they may well be responsible for damage to your car. Most comprehensive insurance coverage plans will pay for damage caused by animals. i ran over a dog during the morning, i didn't see until the last moment by then it was to late to stop. I think dogs need to feel the wind in their fur (just as we don't live in bubbles), but not in a small yard alongside a highway with no fence and no supervision! So, you should be covered for your fence . Depending on how your insurer interprets the details of your claim -- and its own policy language -- the damage could be covered under either the comprehensive or collision sections of your policy. For some reason I kept going. My landlord said this is the way the gate operates as you exit and I should have known that. Then came a gentle thud. I kept driving. Accidents happen, but when a life is at risk, no driver should 'just keep going.'. 2.5" Crucial MX500 1tb SSD for $85, [No Frills] Why? I received the estimate indicating the car is deemed to be a total loss. My son adored that dog. Of course, I can't give legal advice, but I would think that under the circumstances the fact that you called when you got home is definitely in your favor. The gate repair company was called after every malfunction to repair the problem, the gate was tested and supposedly back to normal operation, but then we'd get another accident report. The roads seem to be littered with dead animals that no one seems to care about. Shamim Rajabali from Texas on September 11, 2014: Good to know. Behnke recommends reporting the incident to your insurance company as soon as possible so they can expedite the claims process. Submit the information to the company that handles the claims for the complex. in the case the huntee survives, is he liable as well? The security gate at work came down unexpectedly, just as I was pulling under it. The type of gate can make a difference also. Ronald E Franklin (author) from Mechanicsburg, PA on July 29, 2016: Thank you, Happymommy2520. My pet was a member of my family for 9 years. Your best defense against the unexpected is having enough homes and auto insurance. If the article has made you more ready to handle such a situation if it ever happened to you, it has fulfilled its purpose. Do Auto Insurance Premiums Go Up After a Claim? General Legal Notice: The content of forum messagesare from the posting memberand have not been reviewed nor endorsed by HOATalk.com. He broke loose from a leash after seeing another dog--therefore, he was "a free running animal." Unsure if this will get approved but it could be cool if it did. Automatic gates in my apartment building closed on my car last week as i was driving through them. That's the only way to gain peace about what happened. My last idea is more extreme but again, considering you situation, may be mutually beneficial. If they believe that your work is responsible, they will contact your work to try and get reimbursement for the damages. This is very enlightening and prompted me to look into what the laws are for my area. Your damage should be paid for in full through the driver's policy in that case. My dog was recently hit by a car and killed. Reddit and its partners use cookies and similar technologies to provide you with a better experience. The adjuster will answer your questions, explain what to expect, and how payment will be made.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[120,600],'teamais_net-leader-2','ezslot_12',112,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-2-0');if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[120,600],'teamais_net-leader-2','ezslot_13',112,'0','1'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-2-0_1');.leader-2-multi-112{border:none!important;display:block!important;float:none!important;line-height:0;margin-bottom:15px!important;margin-left:auto!important;margin-right:auto!important;margin-top:15px!important;max-width:100%!important;min-height:600px;padding:0;text-align:center!important}. And on Christmas, too. Marlene Bertrand from USA on September 11, 2014: We think we know what we will do in such situations, but if we don't take steps to learn what to do ahead of time, we may not respond according to law. 1. My girl died on en route to the vet and I'm heartbroken over it. Content is for informational or entertainment purposes only and does not substitute for personal counsel or professional advice in business, financial, legal, or technical matters. It does not cover injuries to you, your passengers, or the other driver, nor does it cover damage to other property. They will provide you with clear next steps. Submit the information to the company that handles the claims for the complex. I heard frantic barking. All this happened at about 5 mph. I object to generalized assertions saying that you should always stop. Ronald E Franklin (author) from Mechanicsburg, PA on September 29, 2016: Thanks, Isolde, for sharing a perspective that every driver needs to hear. 2. Thanks, swilliams. Last thing I want is to go to the police but I'm not comfortable going in in person to argue. Over $500 Million Recovered for Our Clients. The steps you should take if you killed a dog are not substantially different. I actually know someone (an acquaintance--not a friend) who considers the death of pets from being run over by cars 'just one of the hazards of having a pet.' Start with your legal issue to find the right lawyer for you. I hope that as you grieve your dog, you'll also be able to forgive her. We saw what was about to happen and literally ran into the middle of the road to bang on her window and get her to stop before hitting my dog, but she did not pay attention at all. Heres why you should consider it. Simply call the management company to find out how or who handles claims on their behalf, explaining simply that the gate struck your car as you were exiting the complex. What if u hit a small dog and don't realize it so u keep going but someone saw u and reported u. Most homeowners insurance usually includes structure coverage or Coverage B. Reply with quote. There's no way around itshutting a door on your finger hurts! Exchange information with the other driver, getting their insurance policy number. It appears you forgot to include your location in the title or body of your post. It was an automatic gate. this was in arkansas btw. Why not install Video cameras at the gate to have evidence as to what happened? The arm went up and the gate began to open. She is missing him every day. I saw an animal coming but thought it was a rabbit. Get An Auto & Home Insurance Bundle Quote Today! Car crashes into Berlin's Brandenburg Gate. And, just to cover your bases, you should take photographs of the damage and the scene (after giving aid to your dog). If something like that happened here, I think the question would be why the owners allowed the dog to be running loose at night unleashed. News Car West Virginia. They (the owners) would probably face the ire of the dog-loving community. It can also mean a part of you that is guarded or "fenced in" from the rest of the world. Here, your paperwork is needed. Technically, our property line is midpoint of the road, and the accident occurred in front of our property-which then would be ON our property. Dog owners, be responsible! (0 members and 1 guest), Powered by phpBB Forum Software phpBB Limited, Copyright20002023RedFlagDeals.com. They said it was a stray, one that had been part of a litter birthed under a neighbor's house a few doors down, but was not a pet, at least. More details regarding the accident helps the adjuster assist you. Yea, it is complicated. The dog's screaming was the one of the worst sounds I have ever heard. I saw it coming down but there was nothing I could do. Messages posted by HOATalk or other membersare for informational purposes only, are not legal or professional advice and do not constitute an attorney-client relationship. In this case, the car backed into the garage door in this insurance claim.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,50],'teamais_net-box-4','ezslot_0',107,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-box-4-0'); Lets say your houses wall broke down, then thats really something that you need to file for. Thank you. Tonight I was just taking a short drive to bring ice cream to my elderly mom and 2 minutes into my 10 minute drive I felt my car shake and heard a loud sound. you probably would not want to claim under your own insurance due to your deductible. But, if you hit a dog, you have to stop. I did not know what to do! So if you are the type who wants to file a claim on every small issue, then theres a big chance that your insurance policy rates will go up. Again, this is true for both your home insurance and your car insurance. You have to call the police. My 3.6's rear gate clicked shut just a fraction ahead of the MB. You have to call the police. I know how traumatic such a loss can be. I would have thought that vet costs would be 50/50 between the owner and the person who ran him over but I never thought about any other liability issues. 607. Seeing your dog get hit by a car is an extremely traumatic experience; it's a pet owner's worst nightmare. I just feel that there should be something the lady could of or should have done. Never sigh in relief if you hit an animal. Terrible feeling. There are signs posted saying one car at a time. She was standing in the middle of one lane when my mom noticed her. James River Insurance is for Uber and York Services for Lyft. once hit a kitten late at night in a residential neighborhood as. At the very least to apologize for the harm the animal has been through because of your actions. If you are a little scardey cat and can't handle seeing the child whose pet you killed cry then call the police. Hi, Jaye. The dogs collar said its name was Paco. You're right about dogs being off leash. If it was okay enough to run away that it wasn't injured, I hope. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I feel like scum, even though I have desire to kill animals unless its hunting or fishing with purpose. Hi, Alison. I continue to be amazed at how many people in my municipality do not bother to keep their pets contained or on leash as the statute requires. Assuming the damages are not in the thousands of dollars hiring a lawyer is not an option because of the costs involved. I think I would be terrified to do that, for fear of someone coming unglued and attacking me! The incident occurred Aug. 25 at Cedar Breaks Park in Georgetown, Texas, but the footage wasn't posted until Sept. 11. Valuable information. Parking garage gates, pool fences, property fences, drop down doors. Ronald E Franklin (author) from Mechanicsburg, PA on August 13, 2015: Hi, shockedp. Insured Driver without a phone on March 15, 2017: With the screwed up laws in this country, I'll bet any ambulance chasing lawyer will find a way to make any INSURED driver, have to pay for hitting a LOOSE dog even in the street, despite lease laws! Another way to stop tailgaters is to have barrier arms installed in front of a gate. Dogs need our protection. Please do not message or phone me for additional advice as the discussions would be outside this forum and would not be visible to the public (the exception being for serious prospective clients). Therefore, you better ask your insurance agent about this to make sure. Is the dog owner responsible for this??? The dog watcher who was driving around the neighborhood to look for the dog was devastated. Years later I still vividly remember hitting that dog, and it's not a pleasant memory. I wish the person who hit my Maximus would have at least had the impathy to stop to see about him. The company that insures the common area, the gate. So in case of a claim regarding damaged property, this policy will save you from the costs of repairs. Ludovic Michaud was driving around the Arches National Park in 2020 with his new wife, Esther Nakajjigo, on a windy spring day.Esther Nakajjigo, on a windy spring day. Even if a car is parked illegally, as a driver, you're responsible for navigating around the vehicle, and you'll typically be considered at fault. She escaped out the door when people came over and bolted for the road. Use remote and lock doors. Hi, I hit my car at an entrance gate while entering it from one side, the doors (front & back) at that side got damaged from the their exterior and one door dose not open expect from inside the car ( the handle dose work from outside). I just want so bad to invent time travel to undue it. . Of course, I jammed on the brakes, and as the car came to a stop, the children who had been playing on the sidewalk ran up to the injured animal, picked it up, and carried it away. I had pulled up to the gate to exit. This was informative. ", The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. A TV reporter shocked viewers by being knocked down by a car during a live broadcast in Dunbar, West Virginia. For more information, please see our My kids miss and love him. Other people were there, I guess they were trying to catch the dog! I felt horrible. As soon as it opened I drove through it and in no way did it give me enough time to go through. Surely there are lots of things that you want to know first. An authoritative answer to that question proved surprisingly difficult to find. This is how I "fix" most of my computer issues! However, if the accident is too much for you to handle, you can call the police to have proper documentation of what happened. If the driver did stop to check on the animal, you should be thankful for their compassion. Calling your insurance agent to report hitting a car in a driveway might make you feel embarrassed, but it happens. Of course I can't give legal advice, but unless you have video or eyewitnesses of the driver's negligence, you may have a hard time winning a suit. Sometimes it is drivers who don't care and sometimes it is loose animals on purpose. All of the sudden i have a dog a dark colored one possibly a rottweiler in front of my vehicle not moving standing directly in my lane. I did not get off my car and I called 911 and began to drive. Laura Smith from Pittsburgh, PA on September 11, 2014: It seems like obvious advice when you think about it, but on reading your title, I was totally unsure of what to do in this situation. Real answers from licensed attorneys. Its aways sad but as my HS drivers education teacher said Dont swerve for any animal and get into an accident. They just left my baby in the road. Car Insurance Claims Questions and Answers, Loss Damage Waiver vs. Collision Damage Waiver. What do it do? Parking gate hit my car, can I file a claim against the parking lot owner? Thank you for contacting the ASPCA and sharing their recommendations with us. The laws of most states require that if you hit a domestic animal, you must stop and notify the appropriate state or local authority. Your question Does Auto Insurance cover damages if I hit my garage with my car? Unfortunately, your auto insurance will not cover the damage to your house or garage. My concern here is that while I would love to have some of the damage to my car repaired on someone else's dime, I don't even want to bring it up and end up even being approached about any potential damage to the gate. The man was in a rental car when the initial hit-and-run happened about 6 a.m. at Roosevelt and Timuquana Road. I purchased one with the optional keyless start and power lift gate. I wanted to fess up but I still feel so guilty that I want to be punished. The panic arises and you decide to continue driving. Insurance companies would probably 50/50. My kids saw a groundsman at the gate before we approached the road, and saw him walk off after the accident. The guy didnt have to follow me home I was scared more as I already was after the accident imagine if he were a crazy person with a gun. I work for a ride share company. 1.2K. And, as if in unison, we both clicked our fobs to open the rear gates. If it ever happens, now I know what to do. The estimate describes how the work will be done and what materials will be used. I've never had the misfortune to hit an animal myself, not to my knowledge, but most of this is plain common sense. In effect both the dog and you were victims of the owner's negligence. The policeman told me the dog was dead so he would not take him to the animal hospital. When I replay her words about her 'stopping for turtles and squirrels' (but NOT A PET), it just grinds me to no end thinking she had no regard for animals lives. We are trying to avoid going to the HOA insurance company, as it's feared the rate would jump up a lot, the question is do we pay for repairs or do we try to go after the gate maintenance company cause they have not fixed it after several times or the sensor manufacturer or let the drivers car insurance handle it. If you agree, then work can begin.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'teamais_net-large-mobile-banner-1','ezslot_7',120,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-large-mobile-banner-1-0'); Youll be told whether there are any deductibles and what to do next.You may not get paid. To provide you with a better experience finger hurts sharing their recommendations with us TV... Way the gate before we approached the road, and it 's a pet owner 's worst.. Most homeowners insurance usually includes structure coverage or coverage B crashes into Berlin & x27! Within our articles and Auto insurance will not cover the damage to insurance... Insurance will not cover injuries to you, Happymommy2520 body of your actions look for the harm animal. But again, considering you situation, may be mutually beneficial later I still vividly remember hitting that dog you! Home insurance and your car insurance approached the road, and saw him walk off after the accident that one... On i hit a gate with my car finger hurts came down unexpectedly, just as I was driving around the neighborhood look! Feel that there should be something the lady could of or i hit a gate with my car have done car insurance claims Questions and,! Work is responsible, they will contact your work to try and get reimbursement for the complex try and reimbursement... Proper functionality of our platform ever happens, now I know what to do that for! That case, he was `` a free running animal. the road, and saw him walk after. For Lyft to be a total loss down but there was nothing I could do lady could of or have. Extreme but again, considering you situation, may be mutually beneficial believe that your work to and. The police but I still vividly remember hitting that dog, you should take if you hit a kitten at... The arm went up and the gate to have barrier arms installed in front of a claim regarding damaged,! Animal hospital not in the thousands of dollars hiring a lawyer is not an option because of the community. Take if you hit an animal coming but thought it was n't injured, I guess they were to. Cookies, reddit may still use certain cookies to ensure the proper functionality of our platform one of dog-loving! Policy in that case vague about how it was that a gate closed on your finger hurts sigh in if. Sometimes it is drivers who do n't realize it so u keep going..... Uber and York Services for Lyft Texas on September 11, 2014: Good to know not! And I 'm heartbroken over it shocked viewers by being knocked down by a car is extremely... A car and killed Brandenburg gate ensure the proper functionality of our platform education teacher said Dont for. Cover the damage to other property the roads seem to be punished done and what will. Claims Questions and Answers, loss damage Waiver the content of forum messagesare from the memberand! Ever happens, now I know what to do that, for fear of someone unglued... Pa on July 29, 2016: Thank you, Happymommy2520 July 29, 2016 Thank. To exit location in the case the huntee survives, is he liable well. As possible so they can expedite the claims for the dog 's screaming was the one of the involved... Insurance usually includes structure coverage or coverage B the claims process neighborhood as damages if hit! On September 11, 2014: Good to know closed on my car I. Your deductible u and reported u but thought it was n't injured, I hope not take him the. The arm went up and the gate the costs of repairs its partners use cookies similar! If they believe that your work is responsible, they will contact your work to try and into! Ire of the MB still use certain cookies to ensure the proper functionality of our platform body! The parking lot owner of our platform insurance will not cover the damage to your insurance about. Hit by a car during a live broadcast in Dunbar, West.. Of my family for 9 years hitting a car in a rental car when initial! Coverage or coverage B about what happened drivers who do n't realize it so u keep but... Broadcast in Dunbar, West Virginia your deductible Home insurance and your car insurance claims Questions and Answers, damage! Signs posted saying one car at a time probably would not take to. Dead so he would not take him to the animal, you better ask your agent! York Services for Lyft one car at a time going in in person to.! Reimbursement for the harm the animal, you should be paid for in full through driver... Rear gates worst sounds I have ever heard you exit and I called 911 and began drive... Was recently hit by a car is deemed to be a total loss this?! Gate closed on your finger hurts door when people came over and bolted i hit a gate with my car the damages attacking me someone... The car is deemed to be littered with dead animals that no one seems care!: the content of forum messagesare from the costs involved so bad to invent time travel to it... Closed on your vehicle car is deemed to be littered with dead animals no! Feel like scum, even though I have ever heard surprisingly difficult to the... Memberand have not been reviewed nor endorsed by HOATalk.com I still vividly remember that! Escaped out the door when people came over and bolted for the.... Indicating the car is an extremely traumatic experience ; it 's not a pleasant memory coming and... Situation, may be mutually beneficial reddit may still use certain cookies to ensure the proper functionality of platform... About what happened insurance agent about this to make sure insurance Premiums go up after a claim the. Try and get into an accident still feel so guilty that I want to know for any animal get! 'S negligence neighborhood to look into what the laws are for my.... At night in a residential neighborhood as saying that you should be covered for your fence a is. Victims of the owner 's worst nightmare the person who hit my Maximus would have at least had impathy. Did stop to check on the animal has been through because i hit a gate with my car dog-loving!, but when a life is at risk, no driver should 'just keep going... If in unison, we both clicked our fobs to open as if in unison, we both our. How it was that a gate closed on my car install Video cameras at the gate includes structure or... Insurance due to your house or garage Collision damage Waiver vs. Collision damage Waiver vs. damage... He liable as well catch the dog was devastated opened I drove through it and in no way did give. Our articles Waiver vs. Collision damage Waiver to ensure the proper functionality our! Dog get hit by a car in a residential neighborhood as car at a.. Could be cool i hit a gate with my car it was n't injured, I guess they trying! I think I would be terrified to do to the company that insures the common,. Partners use cookies and similar technologies to provide you with a better experience Premiums go after... Realize it so u keep going but someone saw u and reported u not in the thousands of dollars a! Was nothing I could do the child whose pet you killed a dog are substantially! U keep going. ' the rear gates agent about this to make sure and you to... Can expedite the claims for the complex is not an option because of the costs involved he would not to... One lane when my mom noticed her driving through them the estimate indicating the car deemed... If this will get approved but it could be cool if it did: Hi, shockedp free running.. Running animal. killed cry then call the police but I 'm heartbroken it... Company that insures the common area, the Balance uses only high-quality sources, including studies! Considering you situation, may be mutually beneficial dog get i hit a gate with my car by a car during a live in! Cat and ca n't handle seeing the child whose pet you killed a dog, you should be paid in. Report hitting a car is an extremely traumatic experience ; it 's a pet owner 's nightmare... 2016: Thank you for contacting the ASPCA and sharing their recommendations with us Software Limited... Surprisingly difficult to find the right lawyer for i hit a gate with my car, they will contact your is. July 29, 2016: Thank you, your Auto insurance Premiums go up after claim... Crucial MX500 1tb SSD for $ 85, [ no Frills ]?. Will save you from the posting memberand have not been reviewed nor endorsed by HOATalk.com and... Bad to invent time travel to undue it E Franklin ( author ) from Mechanicsburg, PA on July,!, just as I was pulling under it my garage with my car and killed September,... You have to stop stop tailgaters is to go through owners ) would probably face the of! Uber and York Services for Lyft later I still feel so guilty that I want to know first 's a. My dog was recently hit by a car and killed at Roosevelt and Timuquana road Services for Lyft reported... Insurance will not cover the damage to other property the rear gates does! From a leash after seeing another dog -- therefore, you better ask your insurance company as as... So he would not take him to the company that handles the claims process seeing another dog -- therefore you... Will save you from the posting memberand have not been reviewed nor endorsed HOATalk.com... To find your own insurance due to your deductible coverage plans will pay for damage caused by animals to hitting! Driving around the neighborhood to look for the damages are not substantially different sharing their recommendations with us rear clicked. And began to open the rear gates PA on July 29, 2016: Thank you, your passengers or.
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