Bellied, or sunken, pipes Blockages Broken pipes Deteriorated, or corroded, pipes Leaking joints or seals Sump pump failure Tree root infiltration Many of these issues develop over time, which is why a standard homeowner's policy designed to handle sudden, unpreventable disasters does not cover them. Solution: Buried Utility Lines Coverage, available with Travelers home insurance. All rights reserved. <> We're proud to do our part to protect you. Flood Coverage Flood coverage protects against the damage resulting from overflow of [] Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. It extends coverage for damage to underground piping, wiring or attached devices that connect a home to a public utility service provider or to a private system. *Multi-Policy discount is available when: packaging Buried Utility Lines Coverage with a Travelers Personal Insurance Dwelling or Homesaver policy providing coverage for the same location and the Heres what you need to know to help you better understand these dierent coverages. Travelers, Kemper, Allstate & Hanover - to name a few, don't . Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. %PDF-1.3 0000015186 00000 n Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actualclaim. These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. 0000003339 00000 n Significant advancements in fall protection products and education in the past decade have made controlling fall exposures easier than ever. Get a Quote* Auto Or Call 1.888.695.4625 to get a quote. Our professionals also are licensed by states and/or localities to perform boiler and pressure vessel inspections in jurisdictions throughout the United States, Canada and Puerto Rico. Utility contractors face many risks above and below the ground. 0000156600 00000 n Service line coverage with Lemonade costs only $3.25/month. These tips from Travelers Canada can help you protect your home before, during and after a flood. 0000035279 00000 n If tree roots, vermin, insects, rodents or other animals damage your utility lines, this is also included. All rights reserved. BU offers coverage up to $10,000 for damage from a leak, tear, break, or collapse caused by any of the following: If youre a homeowner youre obviously responsible for your own maintenance costs, which can rack up thousands of dollars of debt. Each jurisdiction has separate inspecting criteria and inspection frequencies for various equipment types. 0000024505 00000 n 0000002521 00000 n Contact an agent to get a quote today. Conducting Risk Control surveys. You will soon be able to purchase additional coverage for Flood, Ground Water and Buried Utility Lines. We do not cover: a. Whether the work pertains to water, sewer, oil and gas pipeline, power line transmission and distribution, or communication line construction - safety and risk mitigation are critical. It extends coverage for damages to any of the wiring or piping underground or devices attached to them that connect a home to a private system or a public utility service. Underground Utility or Service Line Coverage Available; AirBnB in New York. Our Risk Control consultants identify equipment exposures, develop meaningful loss prevention recommendations and support our customers' efforts to keep their equipment at full production. 255 0 obj <>/Filter/FlateDecode/ID[]/Index[234 33]/Info 233 0 R/Length 98/Prev 769014/Root 235 0 R/Size 267/Type/XRef/W[1 2 1]>>stream It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond. Even weather-related damage from freezing or frost heave and thaw is part of the policy. If you are interested in adding these new coverages to your policy, please contact your broker to discuss. <>>> 0000001773 00000 n Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Rust or corrosion. This coverage 0000012658 00000 n 0000001820 00000 n EnergyMax 21 is right for the Fortune 500 and Main Street U.S.A. We do more than help you avoid interruptions, helping you become better prepared for the future. Protecting Your Home from Storm Water Damage, Flood, Ground Water and Buried Utility Lines Coverage. 0000024409 00000 n endobj The Travelers Companies, Inc. (NYSE:TRV) is a leading property casualty insurer selling primarily through independent agents and brokers. Underground utility coverage or also known as service line coverage, is available for 1-4 family landlords in New York State. 0000013937 00000 n Service line coverage is a homeowners insurance endorsement that reimburses you in the event that a utility line is damaged. %PDF-1.4 % Stj[WU4c>'Knma\>`IyB NVNWGfI})t,|=4|\OPaV$/ )L|5@'\W}Ud[)" !QYV^mf^S,r8NM 9_w?\|,(ZDgZ6p~l"CNu IIO/Z88wn= @*.9&dq9cjPuzw,]E[i0]4-.+Iea_s32^#B2a}ra 6N=B5Fr5sY6iC 0000012941 00000 n These new coverages provide additional protection above our current Sewer Back-up and Surface Water coverages. 0000347387 00000 n This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. Coverage E: Personal Liability $100,000, $300,000 or $500,000 limits Coverage F: Medical Payments to Others $1,000, $2,000, $5,000 or $10,000 limits NOTE: We've also made it easier to scale up or down the coverage limits for condo, tenant and landlord policies. From boiler and pressure vessels to sophisticated business and computer systems, your equipment is vital to the success of your day-to-day operations. A: Coverage would be provided as long as the natural gas line meets all of the following criteria: The underground utility line is underground. Insurance is complicated, but it doesnt need to be. Surveys give our customers insight into the condition and maintenance requirements of their equipment. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. Buried Utility Lines Coverage, we will not pay for any loss under Property Coverage D - Loss of Use, except as provided under this Buried Utility Lines Coverage. I feel like there are probably a ton of exclusions that keep that from ever paying out. While you cannot prevent against all damage from storm water runoff during large acts of nature, these steps can help protect your home when storms do hit. 13 0 obj Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. This 5-minute test can help identify what may be your biggest construction workforce risk. Resources to help you adapt to the realities of COVID-19. Together, with your broker, we are committed to providing you with the insurance products and service you need to keep you and your property protected: It's better under the umbrella. 0000091039 00000 n 0000035214 00000 n )nW?q]pQ"TJoZ[.C\G.|RqD3$"- R^aSw=zkH*bIV^ _b= ]D,8u8OTqC|ipMwlO7m~0KLISLWDL1][mK\R*KOo?ao}n&C,\ S'}(YF|`Ts=|`L`%,ERDBiDlqqGM % And if the unexpected does happen, you can rest assured that well be there when you need us most. Get the personal service and attention that an agent provides. #:@d*XY$q dDUB&fI=5Lqv>RC#%f7M[UX%BQL+/%XA Yp?B^4+y1/>P _3eLZwwRGriI_uF _: U W`qf'aWrF$xmbAECVu`9TP8C"9c!<934,LCs65MUGPTT\dw2c2\fG97Ec=\"P3Co37(MFK `h ?IC+Y13O2L/}Yq jb Property Owner Utility Line Responsibilities. You love your home. Many new technologies rely on computerized and sensitive equipment, which are subject to costly breakdowns. endobj Bear in mind though, it's not part of the base policy language. At Travelers Canada, our goal is to be your insurance company of choice. Coverage is available when one of these lines leaks, breaks, tears, ruptures, collapses, or arcs. Travelers and The Travelers Umbrella are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. 2023 The Travelers Indemnity Company. 0000001640 00000 n For additional information and for any customer service needs, call 866-366-4357. When you think about a house, you probably picture a home with walls, windows, and rooms full of furniture, friends, and family. We are working hard to provide you with the products and services that give you the condence and peace of mind you deserve. With the current reality of more employees working from home through the pandemic, is your business ready for all the implications? Some examples of underground service and utility lines include: Water, sewer and drainage pipes. Resources to help you adapt to the realities of COVID-19. With Travelers Home ProtectionSM, Buried Lines Coverage can help guard your customers from the expenses as a result of damage to underground utility lines. Damage to such lines usually occurs unexpectedly and fortunately. 0000006579 00000 n Travelers Personal Lines is constantly looking for ways to provide better protection for their policy holders. Get the personal service and attention that an agent provides. 15 0 obj For insureds with homeowners coverage, Travelers Equipment Breakdown Coverage, especially when combined with Buried Utility Lines Coverage, can give your current Travelers insured piece of mind. Required of contractors who perform work on or around railroad tracks, railroad right-of-way or owned railroad property. 0000004258 00000 n Natural gas lines. Student Housing: Affordable Insurance. From habitation to high-tech, Travelers EnergyMax 21 is the answer to some of the most difficult equipment breakdown questions for businesses of all shapes and sizes, including those questions that have yet to be asked. 75 views, 9 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from Frees Insurance: Travelers now offers Buried Utility Line Coverage for your homeowners policy. EnergyMax 21 is one of the most progressive and wide-ranging equipment breakdown protection packages available. 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